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CALCUL FORMULA FOR DAE(ANNUAL INTEREST RATES)

*I need help with finding the right calcul formula for DAE - the effective annual interest rate for romanian banks.

You'll have:

- interest rate - %

- loan amount - eur, ron, chf

- loan period - years

You'll have some of this fees:

**- a fee for the processing the loan - paid upfront(comision de acord x% din sold (sau din valoarea initiala) ??" platibil upfront

**- monthly risk fee - %from the total loan balance( comision lunar de risc de x% la sold)

You can find all the values for all this on [url removed, login to view], [url removed, login to view] and some on the banks websites.

Please find the right formula and calculate the annual effective interest - DAE - dobanda anuala efectiva.

To verify that your formula is the corect one, we'll have to check it with the banks websites- we can find some calculators there - and we'll compare with the results from 2 different websites - [url removed, login to view] and vreaucredit.ro.

The value that really counts is of course the one from the banks websites. You'll find all the info you need about the annual interest rates and all the fees on finzoom.ro.....please make sure that you have the right formula for the differen types of loans.....personal needs, immobiliare.....*

I will need to see that we get the right DAE for different loan amounts with different banks and for different loan periods.

EX: 5000eur/5yrs/5different banks

5000eur/10yrs/5banks

5000ron/5yrs/5banks

5000ron/10yrs/5banks

The same for 10000eur or ron.

*No rules as to the method of finding the solution are imposed, except of course, the obvious linear complexity as with other complexities the server will timeout. This means the algorithm should compute the value of the Effective Annual Interest Rate in a reasonable number of steps (around 10-20).*

## Deliverables

1) Complete and fully-functional working program(s) in executable form as well as complete source code of all work done.

2) Deliverables must be in ready-to-run condition, as follows (depending on the nature of the deliverables):

a) For web sites or other server-side deliverables intended to only ever exist in one place in the Buyer's environment--Deliverables must be installed by the Seller in ready-to-run condition in the Buyer's environment.

b) For all others including desktop software or software the buyer intends to distribute: A software installation package that will install the software in ready-to-run condition on the platform(s) specified in this bid request.

3) All deliverables will be considered "work made for hire" under U.S. Copyright law. Buyer will receive exclusive and complete copyrights to all work purchased. (No GPL, GNU, 3rd party components, etc. unless all copyright ramifications are explained AND AGREED TO by the buyer on the site per the coder's Seller Legal Agreement).

## Platform

*No rules as to the method of finding the solution are imposed, except of course, the obvious linear complexity as with other complexities the server will timeout. This means the algorithm should compute the value of the Effective Annual Interest Rate in a reasonable number of steps (around 10-20).*

Habilidades: PHP

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( 4 comentarios ) United States

ID de proyecto: #3386322

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