With over 4+ years of experience in app development and a particular dedication to creating user-centric interfaces, I am highly confident that I can deliver exceptional results for your Cross-Platform Money Lending App project. My proficiency in hybrid app development tools like Ionic, Capacitor, and Cordova, coupled with my understanding of Android and iOS platforms mean that your app will be optimally functional and accessible by all users.
Understanding the financial aspects of creating this money lending mobile app is paramount, and that's where my experience becomes invaluable to you. Having built a web application that involved complex processes like your project does, I have the insight into loan processes to make your sure your app functions comprehensively and securely. On the technical front, skills in Angular, Node.js for back-end functionality and React Native for cross-platform compatibility ensure better speed, stability and responsiveness.
Lastly, as a freelancer driven by the passion for software development, I'm constantly searching for innovative solutions to improve functionalities while creating personalized user experiences. In this case, I would propose a credit scoring model that not only assesses creditworthiness but also educates borrowers on improving their scores.